Truck Accident

Truck accidents, like motor vehicle accidents, cause numerous personal injuries and deaths each year in the United States. While not as common as car accidents, truck accidents bring greater damages due to their size and weight. Trucks defined as commercial freight trucks, commonly known as 18-wheelers. Federal laws govern the trucking industry as they are part-and-parcel of interstate commerce. The federal government establishes the manufacturing standards of commercial and heavy trucks and regulates the use and operation of these trucks. States also have their own laws and regulations relating to trucks and truck accidents.

Truck accident law ensures that personal injuries sustained by occupants of a passenger vehicle as a result of a collision with an 18-wheeler is adequately compensated. Like all personal injury cases, the foremost consideration when determining liability in truck accidents is negligence. The most common party who is negligent would be the truck driver, and because truck drivers are professional drivers, multiple sources of law will apply. The truck driver, however, may not be the only party who acted negligently. Proving negligence on the part of other possible responsible parties may not be as easy as proving negligence on the part of the truck driver.

Truck accidents differ from motor vehicle accidents because the determination of who is at fault is more complicated. Because of the commercial nature of trucks, there are many parties that could be possibly liable for the damage or the death. Responsible parties could also include the truck's owner, lessee, or manufacturer. The truck's shipper or loader, when the cargo is not properly loaded, could also be responsible, while the truck's mechanics could also be responsible when it failed to check the condition of the truck prior to travel. The party responsible for the damages could be one party or all of the parties mentioned above. In addition to these responsible parties, insurance companies can also be liable for the damages as most businesses are required to get insurance coverage for these types of risks. The bulk of litigation arising from truck accidents would be the determination of who is liable, as these parties would naturally try to avoid paying damages and blame another party for the cause of the accident. When a plaintiff files a personal injury lawsuit arising from a truck accident, the plaintiff must identify all possible responsible parties because there is a statute of limitations for all personal injury claims. It is better to name all possible responsible parties at the filing of the lawsuit than add the parties after as the statute of limitations may have already ran out.

A typical truck accident litigation in the past would have the trucking company arguing against liability by pointing out that it does not own the truck and it does not employ the driver. Current federal laws, however, now state that any trucking company is responsible for all accidents involving a truck that has its name displayed on the vehicle. This means that the trucking company is liable even if the truck is leased from another company and the driver is an independent contractor.

Aside from proving liability, the plaintiff must show the extent of his damages by engaging expert witnesses such as a physician to assess the physical damage and an economist to assess damages arising from loss of income and earning capacity. On top of these experts, the plaintiff must also engage the expertise of a truck accident law attorney to skillfully navigate the complicated litigation against those who might also be responsible.

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Property Protection Law - Legal Information and Resources

Property Protection

Individuals and businesses typically seek recourse from the law to protect their properties from the reach of creditors or, in cases of divorce, former spouses. Property protection law provides for a legal mechanism by which properties are protected so that they remain in the hands of the asset-holder, instead of creditors, without violating other aspects of the law. In the area of debtor-creditor law, asset protection serves the debtors as debt collection serves as the creditors.

Property protection law identifies exempt assets, which cannot be clawed by creditors. These assets include household furniture, clothing, or jewelry. These assets could also include, in some states, life insurance benefits, and annuities. Federal legislation also identifies as exempt qualified retirements plans, including pension plans, 401(k) plans, and employee stock ownership plans. State laws on exempt assets varies, but the general rules is assets to which one does not have legal title cannot be reached by creditors.

There are numerous ways to protect assets and one way is to transfer assets to another person or another entity. The law allows individuals to transfer their properties to another person, to a trust, to a limited liability corporation, or to a family limited partnership. The transfer of properties to any of these entities require legal documentation, which is best drafted by an expert property protection law attorney. There are also legal requirements as to the creation of trusts, LLCs and FLPs, so prior to any transfer, it should be ensured that these entities were created in accordance with the law, or else, the transfer may be deemed fraudulent and invalid, giving creditors the right to grab these properties.

The process of protecting one's property should not be utilized as a result of a current situation, such as insolvency or divorce. Asset protection should be planned as a crucial part of one's life and prior to the occurrence of any of these situations as the law also protects creditors from fraudulent acts of debtors. The process of property protection involves the drafting of numerous legal documents, depending on the number of properties and assets. The drafting of these legal documents must be carried out with the assistance of expert attorneys as the language of these documents should be clear and specific, such that they won't be subjected to burdensome disputes in the future. Moreover, because law on property protection varies, there are requirements that must be complied with and property protection law attorneys would know best what to do.

Property protection law touches upon numerous other branches of the law. In instances of insolvency, individuals and corporations should be careful when trying to transfer their assets prior to filing for bankruptcy. The Bankruptcy Code provides for a time period by which preferential or fraudulent transfers can be clawed back to the estates for distribution to creditors. It is not uncommon for debtors to, prior to the filing for bankruptcy, conceal assets so that they cannot be sequestered by creditors. This is not illegal if done before the claw back period, which is usually one year prior to the filing date to 90 days prior to the filing date. It is also not uncommon for property owners to hide assets to try to pay lower taxes. Tax evasion is a criminal offense and may result to serious repercussions, such as imprisonment.

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